Freedom24 is a pan-European online broker with more than 300,000 clients in Europe and part of Freedom Holding Corp., a publicly listed financial services group on NASDAQ that serves over 7.2 million customers across its broader ecosystem.
The platform provides access to a wide universe of securities, including around 147,000 government, municipal, and corporate bonds, as well as more than 1 million financial instruments overall, across global markets.
Bond trading on Freedom24 typically involves minimum denominations starting from €1,000 or $1,000, with commissions beginning at 0.15% per trade under the Smart pricing plan, while uninvested cash balances do not earn interest.
Freedom24 is a brokerage platform that provides European investors with access to global financial markets, including bonds traded on major exchanges. The platform allows users to invest in a wide range of instruments such as stocks, ETFs, and bonds from a single account. Through its web and mobile applications, Freedom24 enables investors to access international markets and manage diversified portfolios.
Freedom24 is a pan-European online broker operated by Freedom Finance Europe Ltd., a Cyprus-based investment firm headquartered in Limassol. The platform serves more than 300,000 clients across Europe as of September 2024, while the broader brokerage business of its parent company included approximately 828,000 brokerage clients as of December 31, 2025. Freedom Holding Corp., the parent company of Freedom24, reported $1.7 billion in revenue for the nine months ending December 31, 2025.
Freedom Finance Europe operates under the supervision of the Cyprus Securities and Exchange Commission (CySEC) under licence No. 275/15 and complies with the MiFID II regulatory framework, ensuring adherence to European standards for investor protection and financial transparency.
Launched in 2021 as the European brokerage platform of Freedom Holding Corp., Freedom24 is part of an international financial services group founded in 2008. Freedom Holding Corp. is publicly listed on NASDAQ (ticker: FRHC) and served over 7.2 million customers across brokerage, banking, and insurance services as of December 31, 2025, reflecting the group’s rapid expansion across multiple financial sectors.
Opening an account with Freedom24 is a fully online process and can be completed through the broker’s web platform or mobile application. The broker provides services across a wide range of European countries and several jurisdictions outside the EU.
Freedom24 currently offers services to residents of the following European countries:
Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.
In addition, services are also available in several non-EU countries, including Switzerland, Thailand, Qatar, and the United Arab Emirates.
To open an individual account, clients typically need to provide:
Proof of identity: a valid passport showing the full information page.
Proof of residential address: a recent document issued within the last three months, such as a bank statement, utility bill (water, gas, electricity), or an official government document containing the applicant’s full name and address.
Once verification is completed, investors can fund their accounts in the following supported currencies:
AED (UAE dirham), CAD (Canadian dollar), CHF (Swiss franc), EUR (euro), GBP (British pound), HKD (Hong Kong dollar), KZT (Kazakhstani tenge), PLN (Polish zloty), USD (US dollar).
The onboarding process is conducted entirely online and typically takes a short time once the required documents have been submitted.
Freedom24 implements several measures designed to protect client funds and financial instruments:
Investor Compensation Fund (ICF): Freedom Finance Europe Ltd., the operator of Freedom24, is a member of the Investor Compensation Fund for IF Clients (ICF) in Cyprus. The scheme provides compensation of up to €20,000 per client if an investment firm becomes unable to meet its obligations to investors.
Segregated client accounts: Client funds are held in segregated accounts separate from the broker’s own assets. These funds are placed with partner depositories and European banks selected by clients when funding their accounts, helping ensure that client money remains protected in the event of financial difficulties at the brokerage.
EU regulatory framework: Freedom24 operates under the supervision of the Cyprus Securities and Exchange Commission (CySEC) and complies with the MiFID IIregulatory regime. These rules impose strict requirements on investor protection, operational transparency, and risk management for investment firms operating within the European Union.
Freedom24 offers a broad selection of fixed-income instruments available through its web platform and mobile applications. According to the broker, investors currently have access to around 147,000 government, municipal, and corporate bonds from both advanced and emerging markets. In total, the platform provides access to over one million financial instruments, including stocks, ETFs, and derivatives.
Bonds available on Freedom24 are typically denominated in major international currencies, including EUR, USD, GBP, CHF, CAD, AED, HKD, KZT, and PLN, allowing investors to diversify across both developed and emerging market issuers.
The typical minimum denomination for bonds available on the platform is €1,000 or $1,000 per lot, which makes many instruments accessible to retail investors compared with traditional institutional bond markets where minimum sizes are often much higher.
Freedom24 sources bonds from a combination of regulated exchanges and over-the-counter (OTC) markets. The platform acts as an intermediary between investors and global securities markets, routing orders through Freedom Finance Europe Ltd., which executes transactions across different trading venues.
Under its best execution policy, the broker may execute bond trades through a variety of venues, including regulated exchanges, multilateral trading facilities (MTFs), organized trading facilities (OTFs), and OTC markets with market makers or other liquidity providers. This approach is designed to obtain the best possible result for clients in terms of price, execution speed, and likelihood of settlement.
In practice, bonds available on the platform may therefore come from multiple sources depending on the specific instrument and market conditions. Some securities are exchange-traded, while others are executed over the counter with dealers or liquidity providers, which is common in global bond markets where a significant share of trading takes place outside traditional exchanges.
Freedom24 also supports OTC trading for bonds, with a specific commission structure applied to such transactions, reflecting the additional clearing and settlement processes involved.
Freedom24 applies a percentage-based commission structure for bond trading. The broker offers two pricing plans depending on the level of services required.
Under the Smart plan, which has no monthly subscription fee, bond trades are charged at 0.15% of the transaction value, with a minimum commission of €5 or $5 per order.
The All Inclusive plan charges a higher commission of 0.5% per trade, also with a minimum fee of €5 or $5, but includes additional services such as a personal account manager and investment support.
For bonds executed through the over-the-counter (OTC) market, an additional brokerage fee of 0.12% of the trade value may apply, along with a $30 depository fee per transaction.
Freedom24 does not charge custody or inactivity fees for holding securities. However, withdrawals from the account are subject to a €7 fee per transaction.
Unlike some European brokers, Freedom24 does not currently pay interest on uninvested cash balances held in brokerage accounts.
This means that cash held on the account does not generate yield unless it is invested in financial instruments such as bonds, stocks, or other securities.
Freedom24 provides access to trading through both a web-based platform and mobile applications available on iOS and Android devices. The trading interface is built on the Tradernet platform, which serves as the main gateway for investors to access global financial markets and manage their portfolios.
To explore bonds, investors can use the search bar to enter an issuer name or ISIN, or navigate through the platform’s catalogue of available instruments. Freedom24 also provides a structured listing of securities where users can browse bonds alongside other asset classes such as equities and ETFs.
On the bond instrument page, the platform typically displays key information including coupon rate, maturity date, current price, yield, and minimum denomination, allowing investors to quickly evaluate the main characteristics of the instrument. Additional issuer information and trading details are also available depending on the specific security.
Freedom24 supports both market and limit orders, giving investors flexibility in how trades are executed depending on their price preferences and market conditions.
The platform also provides basic portfolio analytics, including portfolio value, unrealized profit and loss, transaction history, and holdings breakdown. These tools help investors track account performance and monitor positions.
However, compared with specialized fixed-income analytics platforms, the available bond analytics remain relatively limited, with fewer tools for analysing yield scenarios, duration sensitivity, or portfolio construction specifically for fixed-income strategies.
Large selection of bonds available on the platform, including government, municipal, and corporate issuers across developed and emerging markets (around 147,000 bonds)
Access to a broad range of financial instruments overall, with around 1 million securities available for trading
Availability of both web platform and mobile applications, allowing investors to manage portfolios and execute trades conveniently
Access to international markets through a single brokerage account
Percentage-based commission structure for bond trading, which may result in higher costs for smaller transactions
Minimum bond investment sizes typically starting from €1,000 or $1,000 per lot
No interest paid on uninvested cash balances in brokerage accounts
Limited analytical tools specifically designed for bond analysis and portfolio construction
